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Can I fund my Stake Wall St account via bank transfer?

Yes, you can deposit funds into your Stake Wall St account via bank transfer from an Australian bank account. The minimum funding amount is A$50.

 

How do I deposit on Stake Wall St via bank transfer?

On the Stake app

1. Head to your Wall St portfolio dashboard and tap the ‘Add’ button located next to your buying power
2. Input the deposit amount 
3. Select ‘Bank transfer’ from the payment options (located next to ‘Deposit with’)
4. Select your deposit speed tap ‘Next’ 
5. You’ll then be provided with the bank account details to use when making the payment from your banking institution. 

• Please note, when making the transfer you must enter the correct BSB, Account Number, Account Name and Description (your 10-digit Stake Wall St account number starting with ST) to ensure there’s no delay in receiving your funds. 

6. Once you’ve submitted the transfer from your bank account, you can confirm by tapping ‘I’ve made a transfer’ to finalise your deposit. 

On Web

1. Head to your Dashboard and click ‘Add Funds’ > ‘USD Balance’ or click through to your Balances page via the Wallet icon on the top-right of your screen.
2. Input the deposit amount 
3. Select ‘Bank transfer’ from the payment options (located next to ‘Deposit with’)
4. Select your deposit speed and click next
5. You’ll then be provided with the bank account details to use when making the payment from your banking institution. 

• Please note, you must enter the correct BSB, Account Number, Account Name and Description (your 10-digit Stake Wall St account number starting with ST) to ensure there’s no delay in receiving your funds. 

6. Once you’ve submitted the transfer from your bank account, you can confirm by tapping ‘I’ve made a transfer’ to finalise your deposit. 

Considerations

Your Stake Wall St account number (beginning with ST) must be included in the ‘Description’ field of your bank transfer. If not, your funds may be returned. It can take up to 30 days for unsuccessful deposits to be returned.

Some banks have both ‘Description’ and ‘Reference’ fields available – please ensure your 10-digit ST account number is entered in the ‘Description’ field.

 

Why is my deposit delayed?

Your deposit could be delayed for several reasons: 

• You may have not properly entered your 10-digit Stake Wall St account number into the Description field of your bank transfer
• Your bank may have placed a 24-hour hold on your first payment 
• You may have mistyped the BSB or Account Number 
• There could be a compliance check in line with Anti-Money Laundering legislation

 

Can I fund my Stake AUS account via bank transfer?

Yes, you can deposit funds into your Stake AUS account via bank transfer from an Australian bank account. There is a A$50 minimum if you’re depositing funds on Stake AUS and Stake Wall St. 

How do I deposit on Stake AUS via bank transfer?

On the Stake App

1. Head to your AUS dashboard and tap the ‘Add’ button next to your buying power
2. Input the desired deposit amount
3. Select ‘Bank transfer’ from the payment options (located next to ‘Deposit with’)
4. You’ll then be provided with the bank account details to use when making the payment from your banking institution. 

• Please note, when making the transfer you must enter the correct BSB, Account Number and Account Name. The incoming Account Number for Stake AUS deposits is unique to you, so there’s no requirement for a Description or Reference.

5. Once you’ve submitted the transfer from your bank account, you can confirm by tapping ‘I’ve made a transfer’ to finalise your deposit. 

On web

1. Head to your Dashboard and click ‘Add Funds’ > ‘AUD Balance’ or click through to your Balances page via the Wallet icon on the top-right of your screen.
2. Input the deposit amount 
3.  Select ‘Bank transfer’ from the payment options (located next to ‘Deposit with’) 
4. Select your deposit speed and click next
5. You’ll then be provided with the bank account details to use when making the payment from your banking institution. 

• Please note, when making the transfer you must enter the correct BSB, Account Number and Account Name 

6. Once you’ve submitted the transfer from your bank account, you can confirm by tapping ‘I’ve made a transfer’ to finalise your deposit. 

Considerations

Stake does not support third-party deposits. This is in accordance with our Terms and Conditions and applicable Anti-money laundering and Counter Terrorist financing laws. Please ensure that your name on the remitting account precisely matches yours as the Stake account holder. 

Stake does not support BPAY, international wires, in-person branch transfers (i.e. Cash Deposits) or cheque payments.

To support a transaction made on Stake, you may be asked to provide additional documentation, information or payment receipts. This is to ensure the security of your funds and prevent fraudulent behaviour.

Stake may implement restrictions on deposits and withdrawals to comply with applicable regulatory obligations. If you have further questions regarding this policy, you can get in touch with our support team here.

 

Can I fund my Stake account using card, Apple Pay or Google Pay?

Yes, follow the steps below to deposit via debit/credit card, Apple Pay or Google Pay. The minimum funding amount is A$50.

How do I fund using debit/credit card?

On the Stake app

1. Head to either your Wall St or AUS dashboard and tap the ‘Add’ button located next to your buying power
2. Input the deposit amount
3. Select Debit/Credit card from the payment options (located next to ‘Deposit with’) and your preferred deposit speed if funding Wall St
4. Enter card details (you can save these details for future fundings) 
5. Confirm your deposit

On web 

1. Head to your Dashboard and click ‘Add Funds’ and select either ‘AUD Balance’ or ‘USD Balance’. You can also click through to your Balances page via the Wallet icon on the top-right of your screen.
2. Input the deposit amount 
3. Select Debit/Credit card from the payment options (located next to ‘Deposit with’) and your preferred deposit speed if funding Wall St
4. Enter card details (you can save these details for future fundings) 
5. Confirm your deposit. 

How do I fund using Google Pay or Apple Pay?

On the Stake app

1. Head to either your Wall St or AUS dashboard and tap the ‘Add’ button located next to your buying power
2. Input the deposit amount
3. Select Google Pay or Apple Pay from the payment options (located next to ‘Deposit with’) and your preferred deposit speed if funding Wall St
4. Follow the prompts to confirm your deposit

On web 

1. Head to your Dashboard and click ‘Add Funds’ and select either ‘AUD Balance’ or ‘USD Balance’. You can also click through to your Balances page via the Wallet icon on the top-right of your screen.
2. Input the deposit amount 
3. Select Google Pay or Apple Pay from the payment options (located next to ‘Deposit with’) and your preferred deposit speed if funding Wall St
4. Follow the prompts to confirm your deposit. 

Considerations

Funds will only be available for withdrawal/transfer after the underlying deposit has been cleared/reconciled in our main facility account. This process generally takes between 1-2 business days.

Processing fees: Credit card deposits incur a 2.5% processing fee. Debit card deposits incur a 0.5% processing fee.

 

Changing from the default deposit method

When making a deposit on Stake, the default option is set to PayTo. If you’re looking to fund your account using Credit/Debit card, Google Pay/Apple Pay or Bank transfer you can easily specify while making your deposit. 

Right after you input your desired deposit amount, simply tap on the existing default ‘PayTo’ which will allow you to select from the above options.

 

Can I fund Stake AUS and Stake Wall St via PayTo? 

Live Update: Our PayTo functionality is temporarily offline. You are still able to fund your account using the methods above.

Yes, you can deposit funds into your AUD or USD Balances via PayTo from an Australian bank account. PayTo is free to use, but FX fees still apply on Stake Wall St.

Simply select PayTo as your funding method, then follow the instructions to link your bank account. Once this is authorised, you can complete your deposit and make subsequent deposits seamlessly, without entering your banking details again. 

Detailed breakdown:

1. On the Stake app, head to your dashboard and tap Balances > Add funds; on web, select the Manage Funds > Balances > Add funds 
2. Insert the desired amount and select ‘PayTo’
3. On Wall St, choose a funding speed; if you want to set up a recurring deposit, choose the frequency
4. Enter the BSB and account number of the account you wish to link via PayTo
5. Authorise the PayTo request from Stake on your banking app or website
6. Come back to Stake to confirm the deposit

To better understand PayTo, please click here.