Earn more from your savings. 6.35% p.a.

Target rate

We’re not a bank – we aim higher. That’s why we’re introducing new ways to invest your savings.

No hoops

No introductory rates or complicated conditions.

No lock-ins

Move money in and out with no lock-in periods or exit fees.

No limits

Earn on your entire balance, without caps or restrictions.

Accumulate is an income investment fund designed as a low-volatility option for your money

All investments carry risk. Returns are not guaranteed.

Earn every day

Earnings are calculated every business day and automatically added to your balance.

Transfer in and out, anytime

No lock-ins or commitments. Withdrawals are typically processed within 2–3 business days.

Our track record

Since launch, Accumulate has delivered the target rate. Read the latest performance report.

Past performance is not indicative of future performance.

We’re in it with you

Stake co-invests in Accumulate too. If the fund falls short of its target, available Stake capital may be used to help support returns. This support is limited and is not a guarantee; read the PDS for details.

Part of the Stake platform

Since 2017, more than 950K customers have joined Stake, with over $8.5B of assets on the platform.

Start earning

For all the details, please read our Product Disclosure Statement.

Download PDS

Does it stack up for you?

If you’ve read the PDS and believe that Stake Accumulate suits your strategy, you can start today with any amount above $500.

This information is general only and has been prepared without taking into account your objectives, financial situation or needs. Before deciding, consider whether it is appropriate for you, read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) — available on the Stake website or from K2 — and consider seeking independent financial advice.

The Stake Accumulate Fund (ARSN 680 653 374) is issued by K2 Asset Management Ltd (ABN 95 085 445 094, AFSL 244393). This material is prepared by Stakeshop Pty Ltd (CAR 001241398), an authorised representative of Stakeshop AFSL Pty Ltd (AFSL 548196).

All investments carry risk, including loss of capital. The target return objective is annualised, net of fees and not guaranteed. Past performance is not a reliable indicator of future performance.

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Stakeshop Pty Ltd, trading as Stake, ACN 610 105 505, is an authorised representative (Authorised Representative No. 1241398) of Stakeshop AFSL Pty Ltd (Australian Financial Services Licence no. 548196). Stake SMSF Pty Ltd ACN 648 283 532 (‘Stake Super’) is not licensed to provide financial product advice under the Corporations Act. This specifically applies to any financial products which are established if you instruct Stake Super to set up a self managed super fund (‘SMSF’). When you sign up to Stake Super, you are contracting with Stake SMSF Pty Ltd who will assist in the establishment of a SMSF under a ‘no advice model’. You will also be referred to Stakeshop Pty Ltd to enable your trading account and bank account to be set up in order to use the Stake Website and/or App. For more information about SMSFs, see our SMSF Risks page. The Stake Accumulate Fund (ARSN 680 653 374) is issued by K2 Asset Management Ltd (ABN 95 085 445 094 AFSL 244 393), a wholly owned subsidiary of K2 Asset Management Holdings Ltd (ABN 59 124 636 782). The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake and Stake Super, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice given by Stake is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services GuideTerms & ConditionsPrivacy Policy and Disclaimers before deciding to invest on or use Stake or Stake Super. By using our website or service in any way, you agree to our Privacy Policy and Terms & Conditions. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. Stake and Stake Super are registered trademarks in Australia.

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