Deposits and withdrawals

How to move money in and out of Stake.

Bank transfer

Deposit funds directly from your bank account using your unique Stake BSB and account number.

Head to your dashboard (AUS or Wall St) and hit the ‘Add’ button next to your buying power
Enter the desired deposit amount and Next
Select Bank transfer as the method and Next
Use the details to send a direct deposit from your online bank
Once submitted, simply hit I’ve made a transfer to confirm

When funding your account via bank transfer, ‘Airwallex Pty Ltd’ may be flagged as an account name mismatch due to Confirmation of Payee (CoP) requirements.

Airwallex is our trusted payments provider, so you can be sure that your funds will arrive safely and securely.

You can learn more about Airwallex and our other partners here.

Apple Pay/Google Pay

Using a Google Pay or Apple Pay compatible device?

Head to your dashboard (AUS or Wall St) and hit the ‘Add’ button next to your buying power
Enter the desired deposit amount and Next
Select Apple Pay or Google Pay as the method and confirm
Depending on your device, there may be an additional prompt from Google or Apple

Debit/Credit card

Use a credit or debit card and save it to your Stake account for future deposits.

Head to your dashboard (AUS or Wall St) and hit the ‘Add’ button next to your buying power
Enter the desired deposit amount and Next
Select Debit/Credit card as the method and confirm
Add your card details and tap Save card
Click Submit

Withdrawals

Follow these steps to withdraw from your Stake balance:

On the Stake app, head to Manage > Balances > Withdraw – or if you’re on the web, select the Wallet icon > Withdraw > Choose either USD or AUD
Enter the withdrawal amount and select the receiving bank account
To add a new or different receiving account, select ‘Edit account’ and follow the prompts (please note, the name on the receiving account must match the name of the Stake account owner)
You’ll receive an estimated summary of your withdrawal request
Verify the withdrawal with a PIN sent to your mobile number or authenticator app
Confirm your withdrawal request

Only settled cash can be withdrawn. Please note, withdrawal settlement times depend on the market you’re withdrawing from, your bank institution and the complexity of the withdrawal request.

Stake deposit and transfer fees

Both markets

Fee	Amount	Description
Card funding	Debit 0.5% Credit 2.5%	Fee applicable for card funding and Apple Pay/Google Pay.

Stake Wall St only

Fee	Amount	Description
FX transfer fee	55bps	This is the fee charged on all fund transfers in and out of your Stake account between AUD and USD. There is no FX fee charged per trade.

Settlement timeframes vary depending on the deposit method and the market being funded. Full pricing details.

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