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Funding methods

Can I fund my Wall St account via bank transfer?

Yes, you can deposit funds into your Stake Wall St account via bank transfer from an Australian bank account. The minimum funding amount is A$50. 

How do I deposit via bank transfer?

  • On the Stake app, head to your portfolio dashboard and tap Buying power > Add funds; on web, click on the wallet icon in the right-hand corner > Add funds
  • Input the deposit amount
  • Select bank transfer and your preferred funding speed
  • You'll then be provided with the bank account details to use when making a payment from your financial institution. You must enter the correct BSB, Account Number, Account Name, and Description (your 10-digit Stake Wall St Account number starting with ST) to ensure there is no delay in processing the deposit
  • Once you’ve transferred funds from your banking institution to your Stake account, you can confirm by tapping ‘I’ve Made a Transfer’ on Stake to finalise your deposit. You’ll also receive an email confirmation of the initiated transfer.

Things to consider

  • Your Stake Wall St account number (beginning with ST) must be included in the ‘Description’ field of your bank transfer. If not, your funds may be returned. It can take up to 30 days for unsuccessful deposits to be returned.
  • Some banks have both ‘Description’ and ‘Reference’ fields available – please ensure your 10-digit ST account number is entered in the ‘Description’ field. 

Why is my deposit delayed?

Your deposit could be delayed for several reasons: 

  • You may have not properly entered your 10-digit Stake Wall St account number into the Description field of your bank transfer
  • Your bank may have placed a 24-hour hold on your first payment 
  • You may have mistyped the BSB or Account Number 
  • There could be a compliance check in-line with Anti-Money Laundering legislation 

Can I fund my Stake AUS account via bank transfer?

Yes, you can deposit funds into your Stake AUS account via bank transfer from an Australian bank account. There is no minimum funding amount, however, there is a A$50 minimum if you’re transferring funds between Stake AUS and Stake Wall St.  

How do I transfer?

  • Head to your portfolio dashboard and tap Buying power > Add funds – or if you’re on web, select the Wallet icon > Add funds
  • Insert the deposit amount
  • Select ‘Bank transfer’
  • You’ll then be provided with the bank account details required to make a deposit from your financial institution. It’s vital you enter the correct BSB and Account Number to ensure there is no delay in processing your deposit. The incoming Account Number for Stake AUS deposits is unique to you, so there’s no requirement for a Description or Reference.
  • Once you’ve transferred funds from your bank, you can confirm by tapping I’ve Made a Transfer to finalise your deposit. 

To better understand the processing times and how long it can take for your funds to enter your Stake account, please click here.

Things to consider

  • Stake does not support third-party deposits. This is in accordance with our Terms and Conditions and applicable Anti-money laundering and Counter Terrorist financing laws. Please ensure that your name on the remitting account precisely matches yours as the Stake account holder. 
  • Stake does not support BPAY, international wires, in-person branch transfers (i.e. Cash Deposits) or cheque payments.
  • To support a transaction made on Stake, you may be asked to provide additional documentation, information or payment receipts. This is to ensure the security of your funds and prevent fraudulent behaviour.

Stake may implement restrictions on deposits and withdrawals to comply with applicable regulatory obligations. If you have further questions regarding this policy, you can get in touch with our support team here.

Can I fund my account via card, Apple Pay or Google Pay?

Yes, follow the steps below to deposit via debit/credit card, Apple Pay or Google Pay. The minimum funding amount is A$50.

Credit/debit card

  • On the Stake app, head to your portfolio dashboard and tap Buying power > Add funds; on web, click on the wallet icon in the right-hand corner > Add funds
  • Input the deposit amount
  • Select debit/credit card and your preferred funding speed
  • Enter your card details (you can also save these details for future funding)
  • Confirm deposit

Apple Pay/Google Pay

  • On the Stake app, head to your portfolio dashboard and tap Buying power > Add funds; on web, click on the wallet icon in the right-hand corner > Add funds
  • Input the deposit amount
  • Select Apple Pay/Google Pay and your preferred funding speed 
  • Follow the prompts and confirm the deposit

Please note, funds will only be available for withdrawal/transfer after the underlying deposit has been cleared/reconciled in our main facility account. This process generally takes between 1-2 business days. 

Processing fees: Credit card deposits incur a 2.5% processing fee. Debit card deposits incur a 0.5% processing fee.


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Stakeshop Pty Ltd, trading as Stake, ACN 610105505, is an authorised representative (Authorised Representative No. 1241398) of Sanlam Private Wealth Pty Ltd (Australian Financial Services Licence No. 337927) ('Sanlam') and an authorised representative (Authorised Representative No. 1241398) of Airwallex Pty Ltd (Australian Financial Services Licence No. 487221) ('Airwallex'). Stake is not authorised by Airwallex under Airwallex’s AFSL to arrange for clients to be issued with securities as Airwallex is not authorised under its AFSL for this purpose. Stake is not authorised by Sanlam under Sanlam’s AFSL to arrange for clients to be issued with a non-cash payment facility as Sanlam is not authorised under its AFSL for this purpose. Stake SMSF Pty Ltd (‘Stake Super’) is not licensed to provide financial product advice under the Corporations Act. This specifically applies to any financial products which are established if you instruct Stake Super to set up a self managed super fund (‘SMSF’). When you sign up to Stake Super, you are contracting with Stake SMSF Pty Ltd who will assist in the establishment of a SMSF under a ‘no advice model’. You will also be referred to Stakeshop Pty Ltd to enable your trading account and bank account to be set up in order to use the Stake Website and/or App. Stakeshop Pty Ltd will also run marketing and promotions to you under. For more information about SMSFs, see our SMSF Risks page.The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake and Stake Super, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice given by Stake is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services GuideTerms & ConditionsPrivacy Policy and Disclaimers  before deciding to invest on or use Stake or Stake Super. By using our website or service in any way, you agree to our Privacy Policy and Terms & Conditions. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. Stake and Stake Super are registered trademarks in Australia.

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