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What is the New Payments Platform (NPP)?
The New Payments Platform (NPP) is a revolutionary infrastructure that has changed the way money is sent across Australia. The NPP enables real-time clearing and settlement of transactions, which means that you can send money almost instantaneously.
Services like PayID & Osko are popular examples of NPP instruments that banks and financial institutions have adopted to enable real-time clearing of deposits. Some banks will verify an initial payment for 24 hours. See below if your bank supports NPP deposits or search here.
Bank | NPP Supported |
| 86:400 | Yes |
AMP Bank | Yes |
ANZ Bank | Yes |
Adelaide Bank | Yes |
Australian Military Bank | Yes |
Auswide Bank | Yes |
Bank Australia | Yes |
BankFirst | Yes |
Bank of Melbourne | Yes |
Bank of Queensland | No |
BankSA | Yes |
Bankwest | Yes |
Bendigo Bank | Yes |
Beyond Bank | Yes |
Commonwealth Bank | Yes |
Citibank | Yes |
Defence Bank | Yes |
Delphi Bank | No |
Endeavour Mutual Bank | Yes |
Gateway Bank | No |
G&C Mutual Bank | Yes |
Greater Bank | Yes |
Heritage Bank | Yes |
HSBC Bank | Yes |
Hume Bank | Yes |
ING Bank | Yes |
IMB Bank | Yes |
Macquarie Bank | Yes |
ME Bank | Yes |
MyState Bank | Yes |
National Australia Bank | Yes |
Newcastle Permanent Building Society | Yes |
P&N Bank | Yes |
Police Bank | Yes |
QBank | Yes |
Qudos Bank | Yes |
RACQ Bank | Yes |
Regional Australia Bank | Yes |
Rural Bank | Yes |
St George Bank | Yes |
Suncorp Bank | Yes |
Teachers Mutual Bank | Yes |
UBank | Yes |
Unity Bank | Yes |
Westpac | Yes |