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What is PayTo?

PayTo is an initiative of Australian Payments Plus alongside other trusted solutions like Osko, eftpos, BPAY and PayID. It enables easy, secure transfers from your Australian bank account to Stake in real time. It also allows for recurring payments, like an evolution of direct debit.

• Easy and free: PayTo transfers are a tap away, with no fee attached (FX fees still apply) 
• Recurring deposits: you can top up your account automatically at the intervals of your choice
• Recurring investments: fund your account automatically to place scheduled orders
• Control and security: authorise the linking of your bank account in your online banking, where you have visibility of PayTo agreements and can cancel anytime.

Is there a minimum/maximum amount to fund via PayTo?

You can use PayTo to deposit any amount between A$50 and A$10,000 at a time (recurring investment limits may differ).

Please note these limits may vary depending on your bank. If you need to deposit more than the maximum, you can choose a different funding method or split it into multiple transactions.

 

How much does it cost to deposit via PayTo?

PayTo is free to use as a deposit method. 

On Stake Wall St, FX fees will still apply and one-off PayTo deposits will incur a FastFunds fee (as they’re always instant).

 

Can I cancel my PayTo agreement or delete my linked account?

Yes, you can remove your linked account in the ‘Managed payment methods’ section under Settings on Stake. 

Please note, removing your account will cancel the PayTo agreement along with any recurring deposits or investments linked to that account. To use this account again later, you’ll need to repeat the linking and authorisation process.