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Stake's revenue streams

Stake’s revenue comes from:

  • Brokerage fees on U.S. shares
  • FX fees on transfers NZD into or out of USD
  • Optional deposit fees like FastFunds Funding or Card Funding
  • Stake Black membership fees
  • Net interest earned on held cash
  • Stock lending (learn more)

USD is maintained within your U.S. account by DriveWealth, our U.S. broker-dealer partner. DriveWealth is registered with FINRA (U.S. regulator) and a member of SIPC – which protects Stake customers who have U.S. securities for up to $500,000 (including $250,000 for claims for cash). You can read more about SIPC on their website and safety & security on Stake here.

All transfers into your account, trade settlements, dividends and other corporate action-related distributions are held in your Stake Wall St account balance until you make a trade, transfer or withdrawal.

Our broker partner purchases DAGXX, a money market fund administered by Bank of New York Mellon. The holdings in this fund are rebalanced as your cash balance moves up and down, which you'll see displayed on your Monthly Account Statement.

With every transaction on Stake, you'll see any charges before you confirm. You can learn more about our NZ pricing here.


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Stakeshop Pty Ltd is registered as an overseas company in New Zealand (NZBN: 9429047452152), and is registered as a Financial Service Provider under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 (No. FSP774414). We hold a full licence issued by the Financial Markets Authority to provide a financial advice service under the Financial Markets Conduct Act 2013. However, the content on this website has not been prepared to take into account any of your individual objectives, financial situation or needs. To the extent you require further information about the relevant New Zealand legislation that may apply, or require specific advice, please contact your legal and/or financial adviser (as appropriate). The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Terms & Conditions, Privacy Policy, Financial Advice Disclosure and Disclaimers before deciding to use or invest on Stake. By using the Stake website or service in any way, you agree to our Privacy Policy and Terms & Conditions All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. Stake is a registered trademark under class 36 (New Zealand).

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