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Funding fees

We keep our fees simple and transparent – you’ll always know exactly what you’re paying. This includes brokerage fees, applicable FX transfer fees, and optional fees (e.g. FastFunds Funding). You can also find a copy of your charges through any trade/deposit confirmation email or via the Stake platform.

See below for a breakdown of our deposit charges applicable in New Zealand.

Fee Amount
Debit Card / Apple Pay / Google Pay 2%
Credit Card / Apple Pay / Google Pay 3%
Bank transfer or POLi $0
FastFunds Funding 0.5% (US$2 minimum)
FX 1% (US$2 minimum)
W-8BEN Form (usually US$5 at first deposit) $0 (We cover this fee)
Trade fees $3 per trade up to $30,000, or 0.01%
per trade $30,000 or greater

See our pricing PDF for more information. All fees are in USD.

Regulatory fees

When trading on the U.S. markets, regulatory fees are involved in selling shares. These are charged independently of your brokerage fees. These additional fees are mandated by governing bodies and are required for trading on U.S. markets. 

These sell-side fees are: 

  • An SEC Fee for the U.S. Securities and Exchange Commission to cover costs involved in their regulation of equity dealers and the equities market. This is set at US$8.00 for every US$1,000,000 sold, with a minimum charge of US$0.01.
  • A Trading Activity Fee (TAF) to support the operations of FINRA (a U.S. regulatory body). This is set at US$0.0000119 per unit sold, with a maximum charge of US$5.95 and a minimum charge of US$0.01. 

You will see these recorded on trade confirmations, as well as in statements in your Tax & Documents section of Stake. 

ADR fees

If you invest in an American Depository Receipt (ADR), they may be subject to periodic fees. These fees are intended to compensate the agent bank providing custodial services on behalf of the ADR and usually range between US$0.01 and US$0.03 per share.

You can review ADR prospectuses by searching through SEC's company search.


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Stakeshop Pty Ltd is registered as an overseas company in New Zealand (NZBN: 9429047452152), and is registered as a Financial Service Provider under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 (No. FSP774414). We hold a full licence issued by the Financial Markets Authority to provide a financial advice service under the Financial Markets Conduct Act 2013. However, the content on this website has not been prepared to take into account any of your individual objectives, financial situation or needs. To the extent you require further information about the relevant New Zealand legislation that may apply, or require specific advice, please contact your legal and/or financial adviser (as appropriate). The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Terms & Conditions, Privacy Policy, Financial Advice Disclosure and Disclaimers before deciding to use or invest on Stake. By using the Stake website or service in any way, you agree to our Privacy Policy and Terms & Conditions All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. Stake is a registered trademark under class 36 (New Zealand).

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