How can we help?
Get Started
Sign-Up
Funding & Withdrawal
Investing & Trading
Order types and execution
Trading hours and market calendars
Order rejections and halts
Dividends, corporate actions and share splits
Instruments
Portfolio Transfers
Incoming Portfolio Transfers
Outgoing Portfolio Transfers
Rewards
Sign-Up Reward
Portfolio Transfer Reward
Referral Reward
Products & Features
Enhanced charting features
Widget
Account Management
Documents & Statements
Privacy & Security
About Stake
Stake's Mission
Regulatory & Partners
Contact Stake
Cash balance vs buying power
Your cash balance shows the total amount of currency in your account at a given point in time.
Your buying power reflects the funds available to invest or withdraw right now. It accounts for things like:
Pending orders
Unsettled deposits or trades
Withdrawal requests.
Example
Let’s say your account shows:
Cash balance: $1,000
Buying power: $1,000
You place a trade for $500:
Your buying power drops instantly to $500
Your cash balance remains at $1,000 until the trade executes and settles
Now, if you request to withdraw the remaining $500:
Your buying power reduces to $0 straight away
Your cash balance stays at $500 with $500 on hold for withdrawal until the request is processed and the funds leave your account
This difference ensures you always have a real-time view of what’s actually available to use.
Did you find this helpful?