Stake vs Vanguard Personal Investor
Discover the difference between Stake vs Vanguard and decide which platform is right for you.
What you get with Stake:
- $3 brokerage for all trades up to $30,000.
- Access to 12,000+ shares & ETFs across ASX and Wall St.
- You can earn 12 months of $0 brokerage by transferring your existing ASX shares to Stake (min A$1,000).
Stake vs Vanguard Comparison
This comparison will help you choose the best stock investing platform for your investing needs
Stake provides Australians with a seamless stock trading experience and access to Australian stocks (Stake AUS) and U.S. stocks (Stake Wall St) with simple and transparent fees. Investors can easily trade over 12,000 stocks and ETFs on the web or through Stake’s stock investing app.
Vanguard Personal Investor is an investing platform designed for individuals to easily access Vanguard products. It primarily allows investors access to managed funds, exchange-traded funds (ETFs), and the top 300 ASX direct shares by market cap.
👉 If you want to learn about our pricing jump straight to the Stake fees.
How they compare: Stake vs Vanguard Comparison
Overview |
| Vanguard |
|---|---|---|
Platform | Web, Android, iOS | Web, Android, iOS |
CHESS sponsorship |
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Regulator | ASIC | ASIC |
Referral bonus |
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Signup bonus |
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Instant Funding |
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Bank transfer |
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PayTo |
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Credit/debit card funding |
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Apple Pay / Google Pay funding |
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Fees | ||
ASX brokerage | A$3 brokerage for all trades up to A$30,000. Or 0.01% for trades above A$30,000. | $0 brokerage for Vanguard ETF buy orders and $9 for sell orders |
U.S. brokerage | US$3 brokerage for all trades up to US$30,000. Or 0.01% for trades above US$30,000. | Do not offer U.S. securities |
Minimum trade (AU) | $500 for the first trade as per the ASX minimum parcel rule | $200 minimum initial investment in Vanguard managed funds or ETFs, and ASX shares |
Minimum trade (U.S.) | US$10 | Do not offer U.S. securities |
FX fee | 55bps | n/a |
Transferring Australian shares (incoming) | Free (fees may apply with your departing platform) | Refer to Vanguard website |
Transferring U.S. shares (incoming) | Fees may apply (learn more) | n/a |
Securities | ||
Australian shares |
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International shares |
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ETFs |
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Recurring investments |
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Extended Hours trading |
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Fractional shares |
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Tradeable markets | ASX, CBOE, NASDAQ, NYSE | ASX |
Last reviewed: 13 November 2024. The information displayed in the investing platform comparison table is not exhaustive and is subject to changes. For up-to-date competitor pricing and product offerings, visit their website. See full pricing details for Stake.
Get 12 months of $0 brokerage
Transfer your shares from Vanguard to Stake (A$1,000+) and get 12 months of $0 ASX brokerage. Plus, bring US$500+ of U.S. shares to score a bonus Dropbox stock on us.
Rewards terms and conditions apply.
Transfer sharesHow we compare
Trade fees vs Other CHESS-sponsored brokers
Trade Amount |  | CommSec | NAB | SelfWealth |
|---|---|---|---|---|
$0 - $1,000 | $3 | $5.00 (with CDIA) | $9.95 | $9.50 |
$1,001 - $5,000 | $3 | $10.00 - $19.95 (with CDIA) | $14.95 | $9.50 |
$5,001 - $10,000 | $3 | $19.95 (with CDIA) | $19.95 | $9.50 |
$10,001 - $20,000 | $3 | $29.95 (with CDIA) | $19.95 | $9.50 |
$20,001 - $25,000 | $3 | $29.95 (with CDIA) | 0.11% | $9.50 |
$25,001 - $30,000 | $3 | 0.12% (with CDIA) | 0.11% | $9.50 |
$30,000+ | 0.01% | 0.12% (with CDIA) | 0.11% | $9.50 |
Last reviewed: 28 August 2024. The information displayed in the pricing comparison table is not exhaustive and is subject to changes. For up-to-date competitor pricing and product offerings, visit their websites. Please check our pricing PDF for details.
Learn more about the benefits of trading with a CHESS-sponsored platform.
The Australian Securities Exchange (ASX) requires a minimum investment of A$500 (excluding brokerage) when purchasing shares in any ASX-listed security for the first time. This is known as the ‘Minimum Marketable Parcel' (MMP) of shares. The MMP applies to all CHESS-sponsored trades.
Over 12,000 5-star reviews
As a former commsec user, I love how easy the app is to navigate and with ASX now available switching between markets is easy.
I've never written an App review before, but Stake really has continued to wow me.
I started using Stake for US trading, and recently (very easily) transferred my ASX portfolio across to utilise the cheap trades.
Switched from nabtrade. Much better experience. Far cheaper.
A well designed and easy to use app to trade on the USA and AUS markets.
A great alternative to Vanguard Personal Investor
Get started investing in minutes:
- Sign up with no paperwork on the Stake app or desktop
- Activate Stake Wall St, Stake AUS or both
- Deposit funds via bank transfer, PayTo, credit/debit card or Apple Pay/Google Pay
- Select an investment, place an order and monitor your portfolio
Stake vs Vanguard FAQs
If you’ve currently got Aussie shares or ETFs held with Vanguard Personal Investor, you can easily bring them across to Stake from inside the app:
- Download the app and sign up to Stake
- Open the app and log into your Stake account
- Tap the ‘More’ icon on the bottom right
- Tap ‘Portfolio Transfers’ and then select ‘AUS portfolio transfer’ for Australian shares and exchange-traded funds. Then follow the prompts.
If you already have a Stake account and wish to transfer via desktop, you can head here.
If you transfer Aussie stocks valued over A$1,000, you’ll unlock $0 brokerage on ASX trades for 12 months (capped at 10 trades/month). Terms and conditions apply.
There are plenty of benefits to start investing with Stake over Vanguard Personal Investor, but here are just a few:
- Access to 12,000+ stocks and ETFs across the Australian and U.S. stock markets.
- A$3 brokerage on ASX trades up to A$30,000 instead of paying A$9. Plus, if you refer a friend to Stake you knock $1 off your brokerage for 12 months. This means that by successfully referring three friends, you can unlock $0 ASX brokerage on trades under A$30,000.
- Stake is CHESS-sponsored, which means when you invest on our platform the shares are held under your own name instead of the company’s share registry.
- Extended Hours trading provides Stake users with 16 total hours of market access per trading day on Wall St.
No, Vanguard Personal Investor is not CHESS-sponsored, they use a custodian structure. Vanguard is the custodian for any units of their managed funds held by investors, with JP Morgan Chase Bank, N.A. appointed as a sub-custodian for ETFs and ASX-listed shares held by investors on the platform.
Each investing platform has its pros and cons when trading stocks in Australia. If you are still unsure which trading platform is right for you, refer to these alternatives to Vanguard and see how Stake compares.
Stake is regulated by ASIC in Australia. We’re an Authorised Representative (No. 1241398) of Stakeshop AFSL Pty Ltd (Australian Financial Services Licence no. 548196). Stake is CHESS-sponsored, which means ASX shares purchased on the platform are held under your personal HIN. And on Stake Wall St, your U.S. shares are covered under SIPC protection for up to US$500,000 (including US$250,000 for claims for cash).