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Stake vs Pearler

Discover the difference between Stake vs Pearler and decide which platform is right for you.

  • Stake offers $3 brokerage for all trades up to $30,000.
  • You can earn 12 months of $0 brokerage by transferring your existing ASX shares to Stake (min A$1,000).
  • Sign up and deposit within 24 hours to claim A$10 and a bonus U.S. stock. T&C's apply.

Stake vs Pearler comparison

Compare the Stake and Pearler platforms to help you choose the best stock investing solution for your pursuit of financial progress.

Stake provides Australians with a seamless stock trading experience and access to Australian stocks (Stake AUS) and U.S. stocks (Stake Wall St) with competitive fees. Investors can easily jump in and trade over 12,000 stocks and ETFs on the web or through Stake’s stock trading app.

Pearler is an online investing platform focused on long-term passive investing for users that have a desire to hit their financial goals. The Australian fintech startup was founded in 2017 and offers shares and ETFs across the Australian and U.S. markets.

👉 If you want to learn about our pricing just jump straight to the Stake fees.

How they compare: Stake vs Pearler comparison

Overview

Pearler

Platform

Web, Android, iOS

Web, Android, iOS

CHESS sponsorship

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Regulator

ASIC

ASIC

Referral bonus

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Signup bonus

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Minimum deposit
to open an account

A$0

A$0

Instant Funding

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Bank transfer

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Credit/debit card funding

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Apple Pay / Google Pay funding

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Fees

ASX brokerage

A$3 brokerage for all trades up to A$30,000. Or 0.01% for trades above A$30,000.

A$6.50 ($5.50 with prepay)

U.S. brokerage

US$3 brokerage for all trades up to US$30,000. Or 0.01% for trades above US$30,000.

A$6.50 ($5.50 with prepay)

Minimum trade (AU)

$500 for the first trade as per the ASX minimum parcel rule

$500 for the first trade as per the ASX minimum parcel rule

Minimum trade (U.S.)

US$10

$0

FX fee

55bps ($2 minimum)

0.5%

Premium membership

Stake Black: From $12 to $20/mo

Pearler Prepay $55 for an additional $10 Pearler Credit

Transferring Australian shares (incoming)

Free (fees may apply with your departing platform)

Free (fees may apply with your departing platform)

Transferring U.S. shares (incoming)

Fees may apply (learn more)

Fees may apply (check Pearler's US transfer options)

Securities

Australian shares

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International shares

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ETFs

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Recurring investments

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Extended Hours trading

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Fractional shares

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Tradable markets

ASX, CBOE, NASDAQ, NYSE

ASX, NASDAQ, NYSE

Last reviewed: 13 November 2024. The information displayed in the investing platform comparison table is not exhaustive and is subject to changes. For up-to-date competitor pricing and product offerings, visit their website. See full pricing details for Stake.

Get $3 off ASX brokerage for a year

Transfer your ASX portfolio (over A$1,000) to Stake and you’ll get $3 off your brokerage fees for a year. It's fast, easy and free.

See Stake pricingterms and conditions and privacy policy.

Sign up and transfer

How we compare

Trade fees vs Other CHESS-sponsored brokers

Trade Amount

CommSec

NAB

SelfWealth

$0 - $1,000

$3

$5.00 (with CDIA)

$9.95

$9.50

$1,001 - $5,000

$3

$10.00 - $19.95 (with CDIA)

$14.95

$9.50

$5,001 - $10,000

$3

$19.95 (with CDIA)

$19.95

$9.50

$10,001 - $20,000

$3

$29.95 (with CDIA)

$19.95

$9.50

$20,001 - $25,000

$3

$29.95 (with CDIA)

0.11%

$9.50

$25,001 - $30,000

$3

0.12% (with CDIA)

0.11%

$9.50

$30,000+

0.01%

0.12% (with CDIA)

0.11%

$9.50

Last reviewed: 28 August 2024. The information displayed in the pricing comparison table is not exhaustive and is subject to changes. For up-to-date competitor pricing and product offerings, visit their websites. Please check our pricing PDF for details.

Learn more about the benefits of trading with a CHESS-sponsored platform.

The Australian Securities Exchange (ASX) requires a minimum investment of A$500 (excluding brokerage) when purchasing shares in any ASX-listed security for the first time. This is known as the ‘Minimum Marketable Parcel' (MMP) of shares. The MMP applies to all CHESS-sponsored trades.

1000's of 5-star reviews

As a former commsec user, I love how easy the app is to navigate and with ASX now available switching between markets is easy.

Folasadé

I've never written an App review before, but Stake really has continued to wow me.

RajeevAUS

I started using Stake for US trading, and recently (very easily) transferred my ASX portfolio across to utilise the cheap trades.

TCT24_

Switched from nabtrade. Much better experience. Far cheaper.

mato94aus

A well designed and easy to use app to trade on the USA and AUS markets.

Kristan M

A great alternative to Pearler

Join Stake and get started with a starter U.S. stock, on us. Signing up takes just minutes!

Switch Today

Stake vs Pearler Comparison FAQs


If you’ve currently got shares held with Pearler, you can easily bring them across to Stake:

  1. Download the app, sign up to Stake and log in.
  2. Tap the 'More' icon on the bottom right.
  3. Tap 'Portfolio transfers' and then select either AUS portfolio transfer or Wall St portfolio transfer for U.S. shares. Then follow the prompts.

If you transfer ASX stocks over A$1,000, you’ll get $3 off your brokerage fees on ASX trades for 12 months. Transfer your U.S. portfolio over US$500 and get a free Dropbox stock. Terms and conditions apply.


There are plenty of benefits to start investing with Stake over Pearler, but here are just a few:

  • $3 brokerage on ASX stocks for trades up to A$30,000 instead of $6.50. And if you refer a friend to Stake, you can take $1 off brokerage fees for 12 months. This means that by successfully referring three friends, you can unlock free ASX brokerage.
  • Trading Wall St with Stake means you only have to pay US$3 brokerage on U.S. stocks for trades up to US$30,000 instead of $6.50.
  • Gain access to over 8,000 stocks, ETFs, exchange-traded bonds, hybrid securities and OTC stocks.

When investing in stocks in Australia, every platform has its pros and cons. If you are still unsure which investing platform is right for you, refer to the alternatives to Pearler below and see how Stake stacks up against them.


Stake is regulated by ASIC in Australia, just like Pearler. Stakeshop Pty Ltd (ACN 610 105 505), trading as Stake, is an authorised representative (Authorised Representative no. 1241398) of Stakeshop AFSL Pty Ltd (Australian Financial Services Licence no. 548196).

Stake is CHESS-sponsored, so investors that purchase ASX shares on our platform will have them held under a personal HIN. And on Stake Wall St, your U.S. shares are covered under SIPC protection for up to $500,000 (including $250,000 for claims for cash).


Download directly from the Apple App Store and Google Play Store.


Pearler and Selfwealth are both good options and have features that will appeal to investors.

However, if you are looking for a digital investment platform built for this century that offers simple and transparent brokerage, an immersive experience in the palm of your hand and over 8,000 shares across ASX and Wall St, then Stake is a great choice for you.

Sign up and start investing with Stake today.


Yes, Pearler is CHESS-sponsored similar to Stake. This means ASX investors that buy shares will own them directly under their own HIN number.


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Stakeshop Pty Ltd, trading as Stake, ACN 610 105 505, is an authorised representative (Authorised Representative No. 1241398) of Stakeshop AFSL Pty Ltd (Australian Financial Services Licence no. 548196). Stake SMSF Pty Ltd ACN 648 283 532 (‘Stake Super’) is not licensed to provide financial product advice under the Corporations Act. This specifically applies to any financial products which are established if you instruct Stake Super to set up a self managed super fund (‘SMSF’). When you sign up to Stake Super, you are contracting with Stake SMSF Pty Ltd who will assist in the establishment of a SMSF under a ‘no advice model’. You will also be referred to Stakeshop Pty Ltd to enable your trading account and bank account to be set up in order to use the Stake Website and/or App. For more information about SMSFs, see our SMSF Risks page. The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake and Stake Super, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice given by Stake is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services GuideTerms & ConditionsPrivacy Policy and Disclaimers before deciding to invest on or use Stake or Stake Super. By using our website or service in any way, you agree to our Privacy Policy and Terms & Conditions. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. Stake and Stake Super are registered trademarks in Australia.

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