Fixed-income investments
Loans to governments or companies that typically pay a set return, such as interest from bonds.

‘RBA cash rate’
The interest rate set by the Reserve Bank of Australia. It influences borrowing costs and interest rates across the economy.

 ‘PDS’
A Product Disclosure Statement (PDS) is an important document that outlines a financial product’s features, risks and fees. You can find the Stake Accumulate PDS here.

Diversification
Diversification means spreading investments across asset classes, sectors and securities to reduce risk.

Liquidity
Liquidity refers to how easy it is to convert an investment to cash without significantly affecting its value.