Stake launches Accumulate — a managed fund that breaks barriers to fixed income investing

Stake’s first managed fund targets a return of 2% above the RBA cash rate.

Sydney, Australia, 23 May 2025 – Stake, the Australian investment platform, has unveiled Stake Accumulate — an actively managed income fund that targets consistent distributions of 2% p.a. above the RBA cash rate, paired with low capital volatility. This is the first managed fund offered by Stake as it continues to strengthen its seamless and curated suite of investing tools.

The fund, which primarily invests in fixed income securities and corporate bonds, aims to provide investors a consistent target return on a monthly basis. Stake Accumulate also features a limited income buffer (of up to 5% of the fund’s total assets), to mitigate the risk of distribution shortfalls if the fund fails to reach its target return.

Jon Howie, CEO at Stake, comments, “We know that a growing number of Australians want access to income generating products such as corporate bonds and treasuries, but the high levels of complexity have made it difficult for most people to navigate. Stake Accumulate breaks barriers to income investing through a seamless and intuitive experience, giving customers a new way to diversify their portfolios.”

Stake Accumulate will progressively be made available to customers from today, and can only be accessed through the Stake platform. Additional features include:

Automated reinvestment feature: distributions are revinvested by default aiming to deliver investors compounded long term returns. Alternatively, distributions can be paid directly into Stake AUS balances.
Easy access of funds, with no lock-up period: investors can withdraw into their Stake Aus balance without exit fees. Settlement of these funds generally takes three business days.
Low barriers to entry: the minimum initial investment is A$500 and subsequent investments can be as little as A$10.
Seamless tracking of balance and returns: Stake Accumulate earnings can be tracked and visualised via the dedicated product view. In addition, the new manage tab displays balances and portfolio weighting across Stake Aus, Stake Wall St, Stake Accumulate and cash, in one single view.

The Stake Accumulate target return is calculated after all fees and expenses, meaning it aims to deliver the entire RBA + 2% p.a. income to investors. Fees include a 0.51% p.a. management fee, plus recoverable expenses of up to 0.36% p.a.

-ENDS -

About Stake Stake is an investment and wealth building platform that breaks barriers between ambition and financial progress. It was founded in Australia in 2017 and has since grown to over $4.5 billion in assets under administration by providing seamless access to the U.S. markets, CHESS-sponsored ASX trades, and Stake Super — an intuitive, hassle-free SMSF platform. Stakeshop Pty Ltd (Stake, us, our) is an Authorised Representative (Authorised Representative No. 1241398) of Stakeshop AFSL Pty Ltd which holds Australian Financial Services Licence number 548196.

About K2 Asset Management K2 Asset Management Ltd is a wholly-owned subsidiary of K2 Asset Management Holdings Ltd (ABN 59 124 636 782), which is a public company listed on the Australian Securities Exchange (ASX: KAM), established in Melbourne in 1999. It specialises in managed funds for retail, wholesale and institutional investors, and is the issuer of Units in Stake Accumulate.

Features of the fund

Target return	Income distributions equal to the RBA cash rate + 2% p.a. (after all fees and expenses).
Strategy	The Fund will seek to achieve its objective primarily by investing in fixed income securities and other credit investments. The Fund will implement an active portfolio management approach, making individual investment decisions based on macro-economic, and company or sector specific views, to capture yield and exploit various inefficiencies across global fixed income and credit markets.
Investments	The fund will invest predominantly in liquid, fixed income securities, but may also invest in a wide range of debt instruments (like government and corporate bonds), and cash and private credit. The fund has the flexibility to use derivatives, engage in short selling and apply leverage for hedging purposes or to increase investment exposure.
Limited income buffer	The Fund will issue two unit classes designated as Class A and Class B. Class A units are available for investment by retail investors through the Stake platform. Class B units are currently held by Stake via an initial investment, and will not be available to retail investors. Class A unitholders have priority entitlement to fund income. Any additional income above the target return in the relevant distribution period will be allocated to Class B. If the fund generates insufficient income to pay Class A unitholders, a distribution equal to the Class A target return, then any available Class B capital or income, must be used to fund the difference between the Class A target return. The limited income buffer, facilitated by Class B units, is designed to reduce income volatility for Class A unitholders.
Minimum investment	A$500 to start, A$10 to top up.
Fees	Stake Accumulate has a management fee of 0.51% p.a plus recoverable expenses of up to 0.36% p.a., which are already factored into the fund’s target return.
Key partners	Stake has partnered with K2 Asset Management Ltd (ABN 95 085 445 094 AFSL 244 393) (K2) as the Responsible Entity of the Stake Accumulate Fund and issuer of units in the Fund. For more information about the Stake Accumulate Fund investors can read the Product Disclosure Statement (PDS) here. Any investment comes with associated risk. All asset classes carry varying degrees of risk. Before making an investment in the Fund, you should consider the risks of doing so, whether the Fund is appropriate for your individual circumstances, and if necessary, seek professional advice. You should read the whole of the PDS and the Target Market Determination (TMD) for the Fund in order to fully appreciate the risks of an investment in the Fund.
Suitability considerations	Investors must read the PDS in full and consider the suitability of the Stake Accumulate Fund and associated risks of investment prior to making an investment decision, and if necessary, obtain professional financial advice tailored to your personal circumstances. A copy of the PDS is available via the Stake Platform or from K2.

This information is prepared by Stakeshop Pty Ltd (ACN 610 105 505 [CAR 001241398]) (Stake), who is an authorised representative of Stakeshop AFSL Pty Ltd (AFSL 548196). The Stake Accumulate Fund ARSN 680 653 374 (Fund) is issued by K2 Asset Management Ltd (ABN 95 085 445 094 AFSL 244 393), a wholly owned subsidiary of K2 Asset Management Holdings Ltd (ABN 59 124 636 782).

This information is produced in good faith and does not constitute any representation or offer by K2 or Stake. It is subject to change without notice and is for general information purposes only and is not complete or definitive. K2 and Stake do not accept any responsibility and disclaim any liability whatsoever for loss caused to any party by reliance on the information contained in this document. This information is not financial advice. Any advice and information contained in this article is general only and has been prepared without taking into account any particular circumstances and needs of any party. Read and consider the Fund Product Disclosure Statement (PDS) and Target Market Determination (TMD). Consider seeking independent financial advice on whether the Fund is appropriate for your needs, financial situation, and investment objectives. All investments carry risk. Past performance is not a reliable indicator of future performance. Offers to invest will only be made in the PDS, and this material is not intended to substitute the PDS. Both the PDS and TMD are available on the Stake website, or on request from K2.