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Making tax time easy

On top of the tax benefits an SMSF provides, Stake Super makes SMSF compliance easy.

For those with an array of investments, 30 June is circled on the calendar with mixed emotions. Above all else, the end of the financial year signals the start of tax season. Complexity aside, the tax bill on foreign and local stock and crypto portfolios can quickly add up for ambitious investors. 

Self Managed Super Funds can provide a tax-efficient solution. Both short and long term investors are rewarded with discounted tax rates on capital gains.

To start, for investments held for under 12 months, capital gains are taxed at a 15% tax rate rather than being added to personal assessable income. Investments made under an individual’s name can be taxed at up to 45%. The Self-managed super fund structure can assist in reducing such a tax burden. 

Long term capital gains, those investments held for more than a year, are taxed at just a 10% rate. This is in comparison to the maximum rate of 22.5% payable when investing as an individual.

The benefits continue. Once Self-managed super fund members pass their 60th birthday, income withdrawn from their fund is not taxed in most instances.

When more than one person is added to the fund, other strategies can be implemented around assigning gains to different members to maximise an SMSF’s tax savings. Such practices are more complex than standard but can be incredibly worthwhile.

For those looking to gain taxation benefits through super, Stake Super offers an easy self-managed super fund set up and accountants that assist with setting up tax-efficient structures to maximise benefits. Make the switch today and start your 60-second SMSF transfer.

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Stakeshop Pty Ltd, trading as Stake, ACN 610105505, is an authorised representative (Authorised Representative No. 1241398) of Sanlam Private Wealth Pty Ltd (Australian Financial Services Licence No. 337927) ('Sanlam') and an authorised representative (Authorised Representative No. 1241398) of Airwallex Pty Ltd (Australian Financial Services Licence No. 487221) ('Airwallex'). Stake is not authorised by Airwallex under Airwallex’s AFSL to arrange for clients to be issued with securities as Airwallex is not authorised under its AFSL for this purpose. Stake is not authorised by Sanlam under Sanlam’s AFSL to arrange for clients to be issued with a non-cash payment facility as Sanlam is not authorised under its AFSL for this purpose. Stake SMSF Pty Ltd (‘Stake Super’) is not licensed to provide financial product advice under the Corporations Act. This specifically applies to any financial products which are established if you instruct Stake Super to set up a self managed super fund (‘SMSF’). When you sign up to Stake Super, you are contracting with Stake SMSF Pty Ltd who will assist in the establishment of a SMSF under a ‘no advice model’. You will also be referred to Stakeshop Pty Ltd to enable your trading account and bank account to be set up in order to use the Stake Website and/or App. Stakeshop Pty Ltd will also run marketing and promotions to you under. For more information about SMSFs, see our SMSF Risks page.The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake and Stake Super, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice given by Stake is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services GuideTerms & ConditionsPrivacy Policy and Disclaimers  before deciding to invest on or use Stake or Stake Super. By using our website or service in any way, you agree to our Privacy Policy and Terms & Conditions. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. Stake and Stake Super are registered trademarks in Australia.

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