OppFi Inc. is a financial technology platform that powers banks to offer accessible lending products through its technology and artificial intelligence (AI). The Company partners with banks to facilitate short-term lending options for everyday consumers who lack access to mainstream financial products. Its AI-enabled financial technology platform focuses on helping these everyday consumers who lack access to traditional credit products to build a better financial path. Its platform facilitates credit access products primarily through its installment loan product, OppLoans. Its credit access products also include its payroll deduction secured installment loan product, SalaryTap, and credit card product, OppFi Card. Its financial education platform, OppU, provides free, standards-aligned courses intended to teach financial literacy to its customers.
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