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First Bancorp is a bank holding company. The Company maintains a diversified loan portfolio by providing a range of commercial and retail lending services to business entities and individuals. It provides commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, letters of credit, and loans for personal uses, home improvement, and automobiles. It offers a range of deposit accounts and services to both retail and commercial customers. It also offers credit cards, debit cards, letters of credit, safe deposit box rentals, and electronic funds transfer services, including wire transfers. Through Magnolia Financial, it provides accounts receivable financing and factoring, inventory financing, and purchase order financing. It provides internet banking, mobile banking and mobile check deposit, cash management, remote deposit capture, bank-by-phone capabilities, and Automated teller machines (ATMs) across its branch network.
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