Enact Holdings, Inc.
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Enact Holdings, Inc. is a private mortgage insurance company. The Company is engaged in the business of writing and assuming residential mortgage guaranty insurance. The Company operates its business through its primary insurance subsidiary, Enact Mortgage Insurance Corporation, (EMICO). The insurance protects lenders and investors against certain losses resulting from nonpayment of loans secured by mortgages, deeds of trust, or other instruments constituting a lien on residential real estate. The Company offers private mortgage insurance products predominantly insuring prime-based, individually underwritten residential mortgage loans. Its primary mortgage insurance enables borrowers to buy homes with a down payment. Its primary mortgage insurance also facilitates the sale of these low-down payment mortgage loans in the secondary mortgage market, which are sold to government-sponsored enterprises. It also performs fee-based contract underwriting services for mortgage lenders.
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