Transfer your portfolio to Stake. Initiate in under 5 minutes.



With the Super Bowl coming up, let’s dig deeper into what it takes to take home a ring. No, we’re not looking into heart and passion and hard work, just the economics of success.

In the past 2 decades, the best way to boost your odds of a championship is to have a QB on a rookie contract… or Tom Brady. Since the salary cap was introduced in 1994, no team has ever won a Super Bowl when paying their QB more than 13.1% of their budget. 

Quite simply, too many of the best names in the game make too much money to be successful. There is not enough to spread across the rest of the team. 

There is no doubt that the QB is the most important position on the team but that doesn’t always translate to championship wins. The teams with Dak and Rodgers are among the best but struggle to become the best of the best. 

Why? Quite simply they are overpaid. While the QB influences success more than any player, their contracts overestimate just how influential they are to winning. After all, in a team game, success relies on more than just one player. There are just over 50 players on an NFL roster splitting up US$182.5m. Nine teams are paying their Quarterback more than 10% of the salary cap this year. Only four made the playoffs this year. 

Mahomes recently signed a 12 year, US$500m contract. He is the face and future of the league but that automatically puts his Kansas City Chiefs above that 13.1% for the foreseeable future. 

One of the reasons for Brady’s sustained success wasn’t just the fact he was an incredible athlete, but he also took contract discounts so the team could afford to field a star-studded lineup. It’s estimated that Brady sacrificed up to US$100m by signing reduced contracts.  

Rookie QBs spend 4 years on a heavily discounted contract. Mahomes won the Championship in 2020 costing the team just 2.2% of their budget. Joe Burrow enters this weekend costing the Bengals around 5% of their salary cap. For reference, his competitor Matt Stafford is earning just under 13.1%.

All this saved money can go towards paying the defence and other parts of the team… after all, it is a team game. 

Don’t have Stake?

Get $10 when you fund Stake AUS, a free US stock when you fund Stake Wall St. Do both, get both!

Stake logo
App Store logoGoogle Play logo

Subscribe to our free newsletters

Stakeshop Pty Ltd is registered as an overseas company in New Zealand (NZBN: 9429047452152), and is registered as a Financial Service Provider under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 (No. FSP774414). We hold a full licence issued by the Financial Markets Authority to provide a financial advice service under the Financial Markets Conduct Act 2013. However, the content on this website has not been prepared to take into account any of your individual objectives, financial situation or needs. To the extent you require further information about the relevant New Zealand legislation that may apply, or require specific advice, please contact your legal and/or financial adviser (as appropriate). The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Terms & Conditions, Privacy Policy, Financial Advice Disclosure and Disclaimers before deciding to use or invest on Stake. By using the Stake website or service in any way, you agree to our Privacy Policy and Terms & Conditions All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. Stake is a registered trademark under class 36 (New Zealand).

Copyright © 2023 Stake. All rights reserved.