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Funding process & timeframes

Summary of deposit methods

You can fund your Stake account via:  

  • Direct bank transfer 
  • POLi
  • Debit card/credit card/Google Pay/Apple Pay

The minimum funding amount is NZ$50. See our pricing PDF for more information. 

Getting free stock

To claim a starter stock, simply make a first deposit of at least NZ$50 into your Stake account within 24 hours of opening it. You’ll then be able to claim a Nike, Dropbox or GoPro stock on us – yours will be selected at random. For the 24-hour deadline, what counts is the moment you place the transfer, not when the funds arrive. 

You can learn more about this offer here. This reward is subject to Stake Wall St Rewards Terms and Conditions.

Things to note

Stake does not support third-party deposits. This is in accordance with our Terms & Conditions and Anti-Money Laundering obligations. Please ensure that the name on the remitting account precisely matches the name on your Stake account. 

Stake does not support international wires, in-person branch transfers (i.e. Cash Deposits) or cheque payment methods. Stake doesn't support direct USD funding at this moment in time. All deposits to your Stake account must be initiated in the local currency of the region in which your designated account was set up. 

 

Timeframes

Speed

When you fund your account, you can choose the speed with which you want the funds to arrive:

Speed Description
FastFunds Receive your funds by the next market session (9am EST/EDST)
Regular Receive your funds in the second trading session (1pm EST/EDST)

See our pricing PDF for more information. 

Things to consider

Processing fees: all debit card deposits (including Google Pay and Apple Pay) incur a 2% processing fee. Credit card deposits (including Google Pay and Apple Pay) incur a 3% processing fee. 

Please note, that funds will only be available for withdrawal to your New Zealand bank account after the underlying deposit has been cleared/reconciled in our main facility account. This process generally takes between 1-2 business days. 


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Stakeshop Pty Ltd is registered as an overseas company in New Zealand (NZBN: 9429047452152), and is registered as a Financial Service Provider under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 (No. FSP774414). We hold a full licence issued by the Financial Markets Authority to provide a financial advice service under the Financial Markets Conduct Act 2013. However, the content on this website has not been prepared to take into account any of your individual objectives, financial situation or needs. To the extent you require further information about the relevant New Zealand legislation that may apply, or require specific advice, please contact your legal and/or financial adviser (as appropriate). The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Terms & Conditions, Privacy Policy, Financial Advice Disclosure and Disclaimers before deciding to use or invest on Stake. By using the Stake website or service in any way, you agree to our Privacy Policy and Terms & Conditions All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. Stake is a registered trademark under class 36 (New Zealand).

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