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Stake Black Terms & Conditions

These terms and conditions (Stake Black T&Cs) apply to the purchase and use of Stake Black, a premium account type on Stake (Stake Black).

By purchasing or using Stake Black, you agree to be bound by these Stake Black T&Cs.

Stake refers to any company or affiliate company of Stake, trading as Stakeshop Pty Ltd, Hellostake Limited or any other related party to Stake.

What is Stake Black

Stake Black is the premium account type on Stake, which gives you access to additional products, features and information. Some of these features include being able to re-invest funds from unsettled share sales, access to full company financial data and stock price targets and ratings from analysts.

Stake endeavours to constantly improve the feature set of Stake Black, but is under no obligation as to the timings or release of such features.

You understand that any information, feature or product provided by Stake or within Stake Black (or otherwise) does not constitute recommendation or personal advice.

You agree that Stake does not provide any investment, legal or tax advice and that you cannot hold Stake responsible in any way with your use of Stake Black or Stake whatsoever.

Instant Buying Power & PDT

Stake Black gives you access to re-invest funds from share sales before they have settled (i.e prior to the T+2 period). This increases your buying power accordingly. You agree that these are not settled into your account and any additional buying power does not increase the amount of withdrawable cash you have. Any withdrawable funds in your account will be shown to you in your account.

As you will be able to trade on unsettled funds, you also recognise that you are responsible for adhering to the Pattern Day Trade rules that apply in the US and that Stake is not responsible for any breach or impact of such breach by you on your Stake account or otherwise. You agree to trade responsibly and in accordance with the applicable rules and regulations.

Fundamental Data, Analyst Ratings & Price Targets

Stake sources information such as financial data, market data, analyst ratings and stock ratings (together, the Information) from third party vendors and does not take responsibility for the accuracy, completeness or timeliness of such Information.

You agree that such Information is for informational purposes only and is not intended to constitute a recommendation or personal advice and that as a result of having access to or using the Information, no agency or advisory relationship is created between you and Stake.

You agree that Stake or any 3rd party provider is not responsible for any investment decisions or for any damages or other losses resulting from the use of the Information.

Fees, Charging & Changing your account

With Stake Black, you will be charged either on a periodic basis, being monthly, annually or another period specified by Stake. Fees will be charged in USD and debited from your available funds within your Stake account.

Stake Black accounts are per account, not per user, which means that if you have more than one account with Stake under one login (such as those who have an individual and a trust account with Stake) you will need to purchase Stake Black for the accounts you wish to use it for.

You will be charged the amount presented to you and for the period based on your choice of payment and the time period in which you accept. You will be charged on your billing date, unless notified otherwise.

Your billing date will be determined by the date in which you elect to purchase Stake Black or if it is renewed. Upon renewal, elected or otherwise, your billing date will be updated according to the period of renewal. For renewals, where a billing date falls on the 29th-31st of a month and such day does not exist in the next month, the billing date will be pushed to the 1st of the following month. For example, if a billing date was to fall on January 30th, then upon renewal the next billing date will be 1st March.

You may downgrade your Stake account from Stake Black to a regular Stake account at any time which will take effect from your next billing date. You can elect to downgrade at any time prior to your next billing date.

You agree that Stake may update the Stake Black fee you may be charged, by providing at least 30′ days notice of any such change. You also understand that Stake can, in its sole discretion and without notice, terminate your use of Stake Black account if any usage is in Stake’s opinion unlawful, irresponsible or for any reason whatsoever.


We can update these Stake Black T&Cs at any time without prior notice. If we modify these terms, we will post the modification on the Stake website and applications which are effective upon posting. Agreement to these terms or continued use or payment of Stake Black after any modification shall constitute consent to such modification.

Other Terms

When using Stake Black, you also agree to all other Stake terms and conditions and any partner terms and conditions as they apply to you and the use of your Stake account.

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Stakeshop Pty Ltd is registered as an overseas company in New Zealand (NZBN: 9429047452152), and is registered as a Financial Service Provider under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 (No. FSP774414). We have a transitional licence as a financial advice provider under the Financial Markets Conduct Act 2013. However, the content on this website has not been prepared to take into account any of your individual objectives, financial situation or needs. To the extent you require further information about the relevant New Zealand legislation that may apply, or require specific advice, please contact your legal and/or financial adviser (as appropriate). The information on our website or our mobile application is not intended to be an inducement, offer or solicitation to anyone in any jurisdiction in which Stake is not regulated or able to market its services. At Stake, we’re focused on giving you a better investing experience but we don’t take into account your personal objectives, circumstances or financial needs. Any advice is of a general nature only. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Terms & Conditions, Privacy Policy and Disclaimers before deciding to use or invest on Stake. By using the Stake website or service in any way, you agree to our Privacy Policy and Terms & Conditions. All financial products involve risk and you should ensure you understand the risks involved as certain financial products may not be suitable to everyone. Past performance of any product described on this website is not a reliable indication of future performance. To the extent you require further information about the relevant New Zealand legislation that may apply, or require specific advice, please contact your legal and/or financial adviser (as appropriate). Stake is a registered trademark under class 36 (New Zealand).
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